It seems like you've got a reasonable understanding of the need to take responsibility of oneself and what may come to pass in life. There's so many simple things a person can do each do bring them a better level of safety, security or feeling of confidence. It doesn't have to cost a lot of money either.
Hopefully you have a good day ahead.
Nobody is to blame for what happens in my life, I am the only one responsible, it depends on the actions and decisions I take in my life.
The more precaution and foresight, the more security and peace of mind. Of course there are always unforeseen events, but I am prepared.
Of course, I've just come back from doing the monthly shopping... I'm a foresighted person, at least for the non-perishable items.
Now to write and enjoy the afternoon. Good night, have a good rest!