It's really easy to put these things out of mind and just get on with life but in reality disasters happen all the time, cyclones, droughts, flooding and wildfires especially here in Australia but other things too. Around the world there's any number of things that could happen at any stage and it doesn't make any sense (to me) to fail to be prepared especially considering it's often so easy to be prepared.
Anyway, some have to learn the hard way and then stick their hand out to others for assistance...but when that assistance isn't there...well...enough said I guess.
It's all good here...I'm back to work tomorrow unless I can make up a reason good enough not to be; I've tried, believe me. I hope you're well in banana bender land.