It's often interesting to see the differences between countries and how the people work around them; each place has its challenges I guess and from the outside perceptions can be misleading. You make an interesting point about credit not working in Cuba which is something I'd not previously thought about, makes sense it doesn't work though due to the economic climate and I think it's not actually a bad thing because here credit debt is crippling people and ruining lives...but people just can't seem to stop getting it...or wanting what they don't need.
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I know.
It all depends on the individual. Consumerism becomes a disease.
But well, that's the way the world is. And I am out of the world. Even so I don't think I would be a person tied to loans and credits if I lived ‘in the world’.
Yep, credit debt is a heavy burden and a slippery slope and I'm glad I don't have any either. That's not by chance though, it happens through discipline.