I think many of the people who instead convert from HBD to Hive just believe in long run or rather a certain period they will do better % wise In Hive. 20% is great, unless you think Hive will move to a buck aka 300% in next 24 months. I don’t see choice as clear as you are missing out. Just making a different bet.
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I believe having both assets is important, but is a different story for everyone.
I personally agree 100%
But I can see why some might go all in on one if they believe it will perform better.