I've come to your same conclusion, but it required more time for me to get there 🤣 now I'm putting everything into Army Strength and Army Moral and it's already paying off! Not sure this will be enough to stop losing placements in the ranks, though, as I'm not buying DENAR...
I will divert some Shard earnings from Golem Overlord into Denar
If Cronwrend starts expanding and evolving, I'm going to do the same, but right now GO is too much funnier for me, so I'm not sure I want to remove funds from it.
Good luck to you too: may your Kingdom grow strong and powerful :)