It's a bad idea to only be able to do things electronically. Just that outage you mentioned proved it. That new fee to use an ATM at the bank you bank with is just wrong. Now you have to show up during business hours to get cash otherwise you get to pay the bank to get your own money.. Just wrong...
Media doesn't care because they are probably in buddies with the banks and given special "deals" that us regular guys can't get..
I think it's the direction the entire world is taking, the powers above us want to control us with technology, and we the people shouldn't allow it.