Been on a bit of the same journey with two big boys and a baby girl. Your story is inspiring and motivates me to give the youngest another "go" at it. She has also been the least easy to influence, having a mall too close at hand - something that never seemed to have any sway over the boys.
Keep up the good work!
/miko
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I totally get the mall thing...When my girls were too young for a mall (is there such a thing)...around 5-11 years old (the older 3), I had them pick something they wanted the most...it was an iPod Touch. It was $200 at the time. I printed its picture on a piece of paper with a group of boxes with $5 increments so they could keep track of how much they had saved. It took each one of them 1-2 years to earn the money, but they saved up and got it. I wanted to teach them delayed gratification...and it worked, I think :)