I love this line of thought. You mentioned the exact things that come to my mind and you definitely don't need a million dollars to do those things, much less a billion! There's a lot of people in that line for those reasons though or really more as you pointed out, just because they see so many people in that line!
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I know a person who always tells me what he would do if he had a lot of money, but when he gets the money he doesn't do what he said he would do.