I will admit I am fortunate, to be retired and have a good pension I can live off if I am sensible and do not overdo it on things we don't need
But I have at time sin my life lived paycheck to paycheck and just barely and sometimes had to work out which bills i could delay to get through a month
I found my way to your post via #Dreemport
Welcome to my blog! Glad you're retired, no doubt it makes a person less concerned about money. But when you live in a country like mine, even retired people sometimes go through a lot of financial hardship.
Yes I fully understand
Good luck working things out