People start judging a person just by looking at his activities while they do not know the reality. When I was in college, some of my friends used to call me a miser because I did not spend money like them. These were the same people who came from rich families. Money should always be spent carefully because in today's time, if you have money, then your basic needs will be fulfilled and you do not need to take loan from anyone.
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No one cares when it comes to money and it's funny how some rich dudes would be calling another a miser because he or she decides to be wise in spending while they lavish excessively. They end up becoming broke in the end. No one should come into our head and whatever they call us, we aren't bothered because we are responsible for our decisions and mistakes. So, spending wisely isn't a bad thing.