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Hope you all are healthy and doing great in your life🙂
A common man who is the most responsible member of the family has to think a lot about the future of his family and has to fulfill many things. He has to bear every small and big expense related to the family and apart from this, the responsibility of all other expenses lies on that responsible member of the family. If we see, there is a normal family which consists of husband-wife and their children and old parents. Even if a person is living a normal life, then there are many expenses for him like house rent and ration bills and children's fees and medicines for old parents etc. There are many expenses. If there is only one earning person in the family, then the burden of these expenses increases for him and the tension of managing so many expenses is always in his mind, a person with an average salary. Apart from this, there is another tension in his mind that if for some reason he leaves this world, then how will the family expenses be met after his departure. Although no one would want this to happen but in today's time anything can happen to a person and no matter how much we hope for the best, life is unpredictable. I had read somewhere that one should always hope for the best and prepare oneself for the worst. I found this thing to be quite genuine because I myself have seen many such incidents which cannot even be imagined but those incidents happened.
Image by Jill Wellington from Pixabay
Nowadays, looking at all these things, every person needs to have two types of insurance. The first insurance is term insurance or life insurance and the second insurance that a person needs is health insurance. Health insurance is important because nowadays so many types of diseases are spreading among people due to which any person can catch any disease, so in such a situation, if a person has to get treatment in an expensive hospital, then the cost of all those things is covered by health insurance. If a person goes to a private hospital without health insurance, then even his life savings will fall short, the cost in these hospitals is very high. Term insurance is important because there is no guarantee of life. This thing will sound bitter to many people but it is absolutely true. Term insurance or life insurance is very important. If such an incident happens, then it proves to be very helpful for your family and will also be very helpful for the future of your children. Anything can happen in life at any time and if we talk about one truth of life, then it is death which can come at any moment. No one would expect something like this to happen but it is important for us to understand the truth and plan accordingly.
You must buy these two types of insurance and always buy such insurance which does not deceive you and does not have any hidden terms and conditions. Before you buy insurance from any agent, get complete information about it and also get information about all types of conditions because many times it happens that we buy insurance but the insurance company refuses to give its claim and shows any false terms and conditions in the insurance, so it is very important for you to clear some things. Take advice from those people who have already bought insurance for you and who are much senior than you, definitely take advice from them about this because they have better experience of this thing. Only a few rupees are deducted every month and you get a cover of lakhs of dollars. Planning is very important for everything, so it is very important to plan things for the worst of situations.
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