Nice write up.... I concur with the advice of cutting out unnecessary expenditure in order to reduce expenses but the issue Is that it will be very hard to do, beacuse under normal circumstances( moderate inflation) some of these things we tag "unnecessary expenditure" wouldn't be viewed as such
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Honestly, I can't argue this. What is even unnecessary by definition? I can only wonder. The system has made it so that we keep adjusting our needs, and converting them to wants so that we can excuse ourselves to not getting things we need to survive. Very soon, the things we call needs today will change and we will keep degenerating to the bearest minimum if things continue unchanged.
Thanks for reaching our Alex.