You can't bet against the house and as such, the house will always win. No matter how good you are, no business will push a program where they won't make maximum profit. After all, the platforms are all businesses that are in it for the money. We all need to learn this.
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Unfortunately, as much as we might try to hold on and bet just a little, not everyone is able to hold on and so companies, websites, apps, take advantage, trying to spread the idea of ease that is really just a trick to screw desperate people. It's complicated, but unless the government bans everything, I think it's difficult for these houses to be closed down.