let me add to your analysis.
To be able to survive on 30k a month, there are some basic things that need to be settled first.
You should be living in your own house and not paying rent. Because you cant save enough for a rent on 30k a month. The baseline is, you can't worry about paying rent when you are earning 30k per month.
Your working place should be a walkable distance from your house. You cant be worried about transportation to and from work, when you are earning such meagre sum.
You should have health insurance to cover any immediate medical needs that may arise. But since the medical insurance in Nigeria is crappy at best, then you can only hope and pray that a medical emergency doesn't come up.
Your wardrobe should be stocked. You cannot be worrying about clothes on 30k a month.
Once the above has been settled, you are left with food. With a well calculated formula and discipline you can survive on 30k a month.
But since youll have to be in utopia for all the above to align at the same time, then, well... I don't know.. Is there still hope?
You are absolutely right. Housing will be an insurmountable challenge. Transportation to and from a job a huge part of the budget. Safe drinking water eats into the meager budget. Healthcare? Seriously? It will be virtually impossible to cope if you get sick. How about cleaning and grooming supplies? Clothing? Certainly not going to be trendy. Absolutely going to be second hand that no-one else wanted. Airconditioning in the Nigerian heat? Not possible. Entertaining guests? Going on fun vacations? Nope.
The list of the impossible goes on and on. It is very very easy to just say can't be done. Not my problem. Move on to something less depressing.
My goal is simply to look at what MIGHT be possible. What COULD be done. It won't be easy. It won't be conventional. It is probably a waste of time. However, if no-one even tries then a huge portion of the worlds population is doomed.
I certainly appreciate your input and hope you will rip apart all the posts I put up on this topic.
All I ask is that you keep an open mind and if there is a good idea that comes up you acknowledge it 😁
....and if there is a terrible idea you tell me and stomp that bad idea to death 😎
you've got it mate! Love your optimism ... seeing only things that are possible. A good way to begin to make some positive change one way or the other.
Well... how about taking attention away from the meagre some and trying to make it fit for a life...? How about having another perspective... one that seeks to improve income.... cos let's be frank... 30k a month, even though it was pretty good 30yrs ago would not be what someone would aspire to learn for a lifetime.