I respect your opinion and agree with the fact that there are risks attached to both forms of money and we have the right to choose either of the two or even the both.
Do you stay abroad? If yes I would to ask which form of money is easier to send across the world?
Crypto wasn't responsible for the mistake that occurred, they sent it to the wrong address. A friend of mine was duped 240k early last year and the money was untraceable by the bank till now. They only blamed her for trying to do Ponzi, everything thing has its good and bad. Fiat can't be wiped out and crypto doesn't look like it will die so easily.
I don’t stay abroad yet, I haven’t sent money outside my zone before so I wouldn’t know yet but crypto looks promising for that kind of transaction