It is so relevant that make a proper plan for living. Yes, it is also true that we don't know what's going to happen or what will happen in the future but unplanned life never comes out anything good. I have noticed a couple of my relatives who have been living life in such a great way.
First thing is, they did not walk on the path of life in a chaotic way. Yes, our wishes are important to be happy, but sometimes fulfilling some stupid wishes we waste a good amount of money on unnecessary stuff. We realised it later after the damage has been done by us.
We must look at our earnings first before buying any stuff. I, most of the time purchase something which is not very much needed for myself, I do it just to fulfil my wish and I feel that can bring happiness to me. Ultimately, it doesn't last long, I feel the thing that is not a great attempt of mine. Yes, I'm quitting outings from the habit of mine.
Nicely said @riazud. We might get some unnecessary stuff every now and then but we should always make sure that we don't empty our account while trying to get those things because it will become our downfall in the long run.