Hmmm your situation is a very serious one and it's painful you had to go through such since your wife isn't about to secure a job to help relieve the pressure on your and carry some responsibility with her own earnings.
Money indeed can be a medium of stress like in your case.
Yeah, you know it is painful even to write about! But it is a way to think more about it...
Yes I understand, I wish you all the best with your finances.