One's decision making would always be influenced by one thing or many things sometimes, but there absolutely nothing they could do. It's either that or they risk it and not everyone loves to take risk. It all depends on the individual.
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Risk itself is life. Sometimes we're subconsciously taking more risks than we know. Sometimes, it's just that we hate uncalculated risks which can put us in really unpleasant situations in life. But we just have to do our best with our decisions and hope for the best really.