I prefer to have to pay some fees for my card rather than to stake these tokens. It seems much more transparent like that. I know what it costs. With staking the costs are there all the same and they are not really visible. I'm happy I found this solution :-)
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That's true. At first, I think they subsidized costs for their cards program from their huge marketing budget. But for more than a year they started to cut benefits to what is likely a more sustainable level.