I teach myself to practice self-restraint in making expense. Allocation were made for need and leisure at the start of the month; and then at the mid of the month I'll check if I already used half of it.
Self-restraint very important when living in the cities, since I could easily trapped with temptation of what my social peers spending. Its about minding my own business.
Thanks for the sharing!
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I think that's a very responsible way of doing it and with your mid-month check you know wheriyou can do something a little extra or not...or to take that money and save it invest it.
You have a good strategy.