It's not about how much HP you have but your reputation.
Unfortunately, the reputation system is a bit messy, making it sometimes difficult to counter scammers who have hacked an account with a high reputation.
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RE: The Trouble With Being Curious (a double prompt freewrite)
That's sad, but I can understand why. There are too many people in the world who are jealous or just plain malicious and would harm good accounts. I have seen it on other platforms :(