One of my plans going forward is basically a near complete rejection of investments and a pursuit of holding cash and farming the interest from it. 5% as of late is really good, Coinbase offers 11% which is also very good, but that's with their Pro version; though if you had enough USDC, that'd cover the monthly fee quite easily.
HBD is nice but the withdraw time is the downside. Also volatility when converting to Hive and then any other currency. I'm going to check out Revolut's near 5% on GBP too since that pays daily.
Peasant living is also the goal. Live as cheap as I can. And the few things I do spend on, find ways to leverage them into some aspect of profitability: photography? Liketu. Travel? Blog about it. Socials and interaction farming also. Basically going for as safe income as possible, while being independent.
I knew many people who live off like that. They definitely choose the investment way and being completely mobile. Though some of them decided to settle down and build a business in their preferred country. And It's not bad if you can live off passive income and still manage even during inflation.