For everyday payment to become a reality and mainstream the very first thing we want is fee less transaction like HIVE coin....u can not do so with ETH or BTC because retail needs are in micro and for a micro payment the fee might in BTC might be more than the retail cost.
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Not only that, but you also need a stablecoin. Even if you pay with HIVE and you have 0 fees, by the time you reach Binance or HTX to sell it, it might have already lost 10%! I remember some idiots here on Hive, and on steem before that, who were at some point trying to advocate for the removal of HBD because it was "too complicated". Ideally, HIVE should have a stablecoin for all major currencies, especially the euro (a Hive Backed Euro). The interest rate on HBD savings is also a big incentive to use the HIVE network rather than banking network
Could not agree anymore.