One of the things I learned towards the end of 2024 was to be more conscious with the use of my money, maybe a little motivated by this frugal trend that emerged in social networks, before I used to be the queen of spending nickel and dimed and I rejoiced with coffees, snacks and silly purchases of any kind of objects with the excuse of “that's what I work for”.
But I understood that this behavior was depriving me of being able to buy experiences and by this I mean especially trips and the sad thing is not that I didn't have the money but that I was too disorganized not to spend it and be able to acquire or buy those experiences, this is why saving and being conscious of what I spend will be one of my priorities in this 2025.
Now how do I plan to do it? the first thing I have to do that I have never done is to keep a budget dividing between what will be expenses, savings and investments and I know this may sound very silly to some people because of how normal it may be for them but neither in my home I was not educated about these notions and it is time for me to become familiar with them, in fact, my parents are quite messy with their money and this was something that I realized recently for being part of the same dynamic. In this order of ideas, it is also necessary for me to keep track of my expenses, studying where money goes and what things I should change in my day to day life. My idea with this is not to repress myself and deprive myself of things, because in the long run this is detrimental to one, my goal is to be aware that I can do things like going out with friends but not spend an absurd amount, that I do not need a lot of clothes that will eventually go out of fashion and I will not use, but it is better to invest in quality and timeless pieces, I don't need 100 pens or 10 makeup palettes because they will be damaged and I will not use them, the idea is to spend what I have and replacing it as it runs out, I also have to learn to prioritize that it is a necessity and that it is something I want is something that has cost me a lot over the years, because I usually justify myself but I have to put my feet on the ground and be aware.
I also have to start with small changes and habits, that will not only help me with this savings plan but will help me with other things like my health and my weight, one of these is to eat more at home and lower my alcohol consumption, also enjoy things that don't cost like going for a walk or visiting parks.
These are some small changes that I plan to do this 2025, I know I am a little late but the year starts when you get over the January flu and I got out of it just a few days ago. You have to start with small steps to achieve big changes and not overwhelm us, this is all for today. Greetings!
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