In many ways, playing it safe might be the riskiest thing to do, because it ends up being a "comfort position" and that comes from the familiar.
As humans we are never perfect because we learn everyday by building ourselves to things that will be a comfort to us to live freely and happily.
Life itself is a risk because we can't predict what will happen in the next minutes so believing that your staying or playing safe is actually a risk, we should be mindful and careful of our actions towards taking decisions.
The reason we make the decisions is important too, because sometimes why we think we choose, and why we actually choose are quite different.