I made a New Year's resolution one year, many years ago, and I have kept it. My resolution was to never ever make any New Year's resolutions.
😆
Yeah, I caught onto that nonsense really fast.
2023 may hold something different for me.... or not. Technically, by age I could retire. I don't consider myself to have enough other money put back to do that, but I will be looking into everything, exploring, researching and all that kind of thing to see just what all it would take and what changes would have to be made (a lot!) to consider it. That is quite a task in itself.
Meanwhile, the days will come and go, just like always..... if I'm lucky.
Oh yeah, that's a great one to make and keep, I did the same many years ago.
It sounds like 2023 could be interesting for you and I'm glad you're doing that research, through it the best way forward will become evident.