I just heard about this change to 20% earlier today and I am all in favour of it. I moved 500HBD in there when Hive hit 2.5 a while back and was very happy with the 12%. I plan to leave it there and start adding a little weekly, but 20% is unbelievable really. I am considering taking some of my Fiat savings and transferring it in to HBD and leave it there. For those investing in a diverse basket of shares, 10 or 12% per annum would be fantastic, but would require lots of reading and diligence. Here we have an opportunity to deposit HBD funds and earn 20% APR and for the less mathematically inclined your graphs demonstrate exactly how attractive compound interest is.
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