Haha I felt the same way about PAX after I wrote this post, but I think I got it figured out. So it's a collateralized stabecoin, ERC20, regulated, audited and legit. But Paxos also has a white-label service, so you and I could make our own stablecoin using the PAX protocol.
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I don't think I need that in my bag!
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yeah, I'll pass on PAX
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