Part 5/9:
Maintaining Accessible Savings: Craig advocates for keeping enough money in a checking account to cover a month’s expenses, with additional savings allocated to high-yield accounts or investments. This allows him to have peace of mind without feeling the need to micromanage finances.
A Flexible Budget Mindset: Rather than adhering strictly to a budget, Craig believes in a more fluid approach. This strategy aids in avoiding the stress of overspending while ensuring he is still living comfortably. A check-in on financial accounts helps him keep track without becoming overly meticulous.