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The day begins at 6:30 a.m. without the luxury of a lengthy morning routine. This individual brushes their teeth, checks the weather, and prepares for the commute to their office by bike. Quite practical, this mode of transport serves two primary purposes: it contributes to their overall fitness and significantly cuts commuting costs. By opting for biking instead of driving, they save an estimated $88,000 annually compared to the average American.