Part 3/8:
Before his current job, Joshua worked as a bar back, which offered inconsistent pay despite potential tips. He cites gender bias in the bartending industry as a reason for transitioning to his delivery role. Reflecting on his financial history, Joshua admits that he has always struggled with managing money and has recently found himself "couch surfing" for nearly eight months, depending on friends for shelter.
This transient lifestyle came at a cost, pushing him to borrow money from friends just to cover basic bills, including a car loan and a phone bill, which cumulatively added up to around $220 a month.