Part 2/9:
The initial phase of financial management often revolves around basic survival instincts where the central question becomes: "Can I afford this?" This tactic limits the ability to make choices based solely on necessity rather than desire or lifestyle enhancement. However, crossing the $10,000 mark allows individuals to upgrade this mindset to "Should I afford this?" Suddenly, the focus shifts from simple financial capability to reflections on personal happiness and long-term satisfaction.