Part 3/8:
When Hammer questions Lydia about her financial safety nets, the lack of an emergency fund becomes glaringly obvious. With fewer than six days until her lease ends and no place to live lined up, Lydia reveals that her checking account is currently negative. This raises immediate concerns about her ability to manage even basic living expenses.
During their conversation, it becomes apparent that Lydia does not fully grasp her financial limits. Despite being out of work, she previously spent money on dining out rather than buckling down on essentials like groceries or rent. She acknowledges that she enjoys going out, but Hammer criticizes this behavior, pointing out that it is reckless, especially in her financial situation.