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While Lydia was laid off, she filed for unemployment; however, she faced an investigation that delayed benefits. Fortunately, by the end of the interview, news arrives that she has been approved for unemployment, though there are still considerations about how she will make ends meet until she starts her new job.
The crux of Hammer's frustration lies not just in Lydia's current situation but also her spending habits while unemployed. Throughout their dialogue, Lydia reveals spending patterns that indicate a lack of understanding regarding budgeting, such as spending over $600 on eating out within a month despite being in a negative cash flow situation. Her lack of self-awareness regarding her expenditures adds to the tension.