Part 2/10:
As of now, the speaker's financial situation is dire. With only $650 in his personal bank account and significant debts on credit cards, he paints a picture of financial instability. He shares that he has unmanageable liabilities, including an unexpected dental bill that exceeds $3,000 for a root canal and a crown. Despite having invested in tax-free and RSP accounts, the overall financial picture remains unsustainable. His monthly cash flow is negative, compounded by the weight of overdue rent and living expenses that far exceed his income from YouTube—a mere $700 monthly on average over the past six months.