Part 9/9:
Investors should assess their positions based on personal philosophies regarding market rationality and consider a diverse approach that factors in both performance trends and global opportunities.
As we plan for the future, it's crucial to recalibrate our expectations and consider a realistic annual return of approximately 3.81% on stock portfolios rather than the historically assumed 10%. Ultimately, the challenge lies in discerning a suitable course amidst changing economic landscapes and market dynamics. Each investor must reflect on their portfolio’s alignment with market realities and navigate toward reasonable expectations and diversified strategies for retirement planning and wealth management.