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In terms of employment, James works as an order selector for a cooler company, bringing home approximately $2,850 a month before taxes. Tessa, on the other hand, is unable to work due to her visa limitations; she has academic qualifications in international relations but currently faces uncertainty in her career path in the U.S. With their combined income, the couple struggles to pay essential expenses, particularly their rent of $1,320 per month, which takes up a significant portion of James' earnings.
When asked about their financial strategies, the couple acknowledged the absence of a structured plan. They aim to transition Tessa into the workforce as soon as her Green Card is secured, but the timeline for this remains uncertain.
Debt Accumulation and Financial Missteps