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Chelsea began her journey by recounting her childhood, where her family often struggled below the poverty line up until she was about 11 years old. This reality created a landscape filled with anxiety and insecurity surrounding money. Although her family managed to move to a more middle-class neighborhood later on, the contrasting economic status of her peers further exacerbated her feelings of inadequacy.
These experiences formed a complicated relationship with money for Chelsea, leading to reckless spending as a way to validate her self-worth. She candidly shared her struggles with credit card debt and financial instability in her younger years, illuminating how these early challenges forged her identity and approach to finances.