Part 3/9:
The story starts with the narrator’s financial decision-making as a family. Faced with the birth of their third child, they had to make an upgrade to their transportation. They possessed the borrowing power to acquire a brand-new car, yet they opted for an 12-year-old Camry, using their savings to avoid debt, aside from their mortgage.
This intention to remain debt-free was a conscious choice aligned with their values. Despite its age and appearance, the Camry has served as a reliable vehicle, allowing the family to avoid debilitating car loans and expenses typically associated with new car purchases.