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Caleb also touched upon a cultural phenomenon he sees as “infantilization,” where many young adults perceive themselves as children up until their mid-twenties. This mindset creates an environment where the notion of responsibility feels daunting, inhibiting personal finance growth and contributing to a lack of urgency when addressing debt or savings.
Embracing the Hustle Culture
Within these conversations, Caleb critiqued the "get-rich-quick" mentality permeating social media, revealing the pitfalls of such an approach. Many young individuals are drawn into pyramid schemes or unrealistic entrepreneurial ventures due to viral trends promoting flashy lifestyles rather than sustainable financial growth.