Part 3/9:
Throughout the conversation, Caleb expressed frustration with the common excuses people make for their financial shortcomings. He recounted experiences with guests on his show who fail to take accountability for their finances. He emphasized that when individuals refuse to own their financial decisions, they often perpetuate a cycle of debt and poor choices. "Anytime anyone just sits and refuses to take responsibility for one thing, that pisses me off," he remarked.