Part 3/10:
The Black Rock Core is constructed with 49% equities, 48% government bonds, and 3% commodities, including assets like physical gold. Conversely, the Wisdom Tree Core allocates 48% to equities, 32% to bonds, and 20% to commodities. Both Pies strive for global diversity and are designed to present a lower risk compared to other, more equity-heavy options.
For long-term investors, particularly those aiming for a time horizon of 30 years or more, the initial inclination may lean toward an investment strategy heavily weighted in equities due to their potential for higher returns over extended periods. However, as with any investment approach, this comes with inherent risks and price volatility.