Part 3/9:
As you work through these numbers, you may find some uncomfortable truths regarding your spending habits. Nevertheless, clarity in this area is empowering and lays the groundwork for financial control. Tools like budgeting apps or spreadsheets can make tracking this information a lot less daunting.
Month Two: Build a Safety Net
In the second month, your primary goal is to save at least one month’s worth of your fundamental expenses. If your essential costs are $2,500, then that’s your target. Acknowledging that this may feel overwhelming, consider this as a pathway to freedom rather than deprivation—you're purchasing future stability.