Part 6/9:
First, maximize employer benefits if they offer retirement matching—it’s essentially free money. Next, open a tax-advantage investment account, tailored to your country (like an ISA in the UK or a Roth IRA in the US). Focus on broad market funds, such as index funds or ETFs, to minimize risks while ensuring simplicity in your investment strategy.
Continue to build your emergency fund alongside your investments by splitting your focus (e.g., 70% savings and 30% investments), progressing to a 50/50 split once your fund is established.