Part 2/11:
Graham emphasizes the notion of "starting now," asserting that the longer one delays necessary actions, the more complicated and stress-inducing their financial situation becomes. He introduces the three-minute rule, which states that if a task can be completed within three minutes, one should do it immediately. This technique alleviates the mental burden of procrastination—whether it’s tossing away litter or signing up for an expense-tracking application.