Part 6/7:
An investigative report by the U.S. Senate revealed alarming trends in claim denials, particularly highlighting United Healthcare's denial rate for postacute care. This rate has surged from approximately 11% in 2020 to nearly 23% just two years later. Such statistics paint a picture of a system in distress, characterized by increasing challenges for patients seeking care.
Moreover, a recent survey conducted by the Commonwealth Fund found that nearly one in four older Americans spent at least $2,000 out of pocket on healthcare the previous year. Such financial burdens further amplify public resentment toward health insurers, as many feel that they are shouldering unjust costs for care that is often denied or begrudgingly provided.