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In the hustle of the holiday season, many may consider purchasing pre-prepared foods to save time. However, Budge suggests being mindful of the cost associated with convenience. Items that are pre-chopped or prepped often come with a significant markup due to the labor involved. Instead, involve a teenager or another family member in food preparation; this not only saves money but also makes for quality bonding time.
Set a Spending Limit on Gifts
Gift-giving can also be a source of financial stress during the holidays. To avoid overspending in this area, consider setting a spending cap for gifts. This approach encourages thoughtful selections and can help maintain the spirit of giving without the added financial strain.