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Imagine earning a million dollars and immediately spending a large portion of it to maintain an appealing facade on platforms like Instagram. Many may consider purchasing a half-million-dollar home outright and a $200,000 luxury car, along with other costly endeavors. While these actions may be appealing, they can quickly deplete your funds. Such spending habits are often seen among high-paid athletes and lottery winners who lack financial education. They earn substantial amounts but waste it on luxury items and lifestyles, eventually facing financial hardship.