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Jack and Jill both retired with approximately $500,000 in savings. However, after one year in retirement, their financial situations diverged significantly. Jill's savings grew to $510,000, while Jack's dwindled to $430,000, despite both withdrawing the same amount from their retirement funds. This scenario serves as a cautionary tale for retirees. It underscores the importance of effective financial planning, particularly the concept of sequence of returns risk, which can have a profound impact on the sustainability of retirement savings.