Part 5/10:
Next is personal property coverage, which insures all belongings inside your home, from furniture to clothes. One of the significant challenges here is accurately documenting everything you own. It's easy to overlook items in the chaos of a loss. For optimal recovery, keeping a video inventory or detailed receipts can be crucial. In our case, we had a substantial policy limit but still left money on the table simply due to the difficulty in remembering and cataloging everything we owned.